EZ Mortgage is a mortgage finance provider in Port Elizabeth. Our purpose is to offer you the best service and advice as a Home Loan, Bonds & Property Finance provider. Our financial services cover the full spectrum of home ownership and home financing – from the start and credit approval, through to registration and ongoing loan servicing.
Jacques Bain, the Director of Ez Mortgage, has been working in financial industry since 1993. Jacques launched Ez Mortgage in 2014 and the company is currently based in Port Elizabeth, however we are rapidly expanding throughout South Africa.
Our prequalification and home loan experts can advise you on how much to spend on your new property in just a few easy steps:
Ez Mortgage is committed to helping you take the hassle out of buying your dream home and we provide the best bond origination, home loans advice and insurance solution.
Ez Mortgage provides you with an easy way to finance your home. We know what information is required by each bank to make your application successful.
Our consultants will help you through every step of your home buying process. From Prequalifying to Bonds and Mortgage lending… And the best part is we’ll do it all for FREE.
We offer the following types of protection:
A mortgage originator offers a service to the home buyer whereby which they assist you with your home loan application. The originator negotiates with the banks in order to find the best offer and rates.
You are entering into a legal agreement with the bank for a significant period of time (as long as 30 years). This means that all parties need to ensure that all relevant terms of the loan are recorded, acknowledged, and comply with legislation.
No. There are no hidden costs. The fees you pay the bank and attorneys will remain the same, irrespective of whether you use Ez Mortgage’s services or not.
We track the application on your behalf; hence we are the point of contact once the application has been submitted.
Normally, you will receive confirmation within 48 hours. However, should this process take longer, we will track the application and keep you informed.
The bank decides on the rate, not Ez mortgage. An Ez Mortgage Loans consultant will, however, motivate your application to obtain the lowest possible rate on your behalf.
The bank will “approve” your loan based on your supporting documentation, as well as on your credit history. “Final Grant” is awarded once the property valuation has been completed. The onus is on you to supply the bank with the necessary details for the valuator to perform the property valuation. Incorrect or incomplete details will delay your application.
Any non-payment of your monthly home loan installment may adversely affect your credit rating and your ability to obtain credit in the future. It is extremely important to stay up to date with payments.
It’s very very simple – you just need four things to apply for a Bond:
in order to make an enquiry, please complete the form below and we will call you back.